4 things your credit union should know about the mysterious “Xennial” generation

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr You’re probably wondering, what is a xennial? Xennials are the new kids on the block. They are the microgeneration born during the years of millennials and Gen X from 1977 to 1983. Or when the original Star Wars trilogy was released. Xennial is a label for the inbetweeners, the generation that didn’t quite fit in or identify with the Gen Xers or the millennials. They are optimistic and tech-savvy. However, xennials still appreciate the simplicity of a pre-digital age.Xennials experienced a childhood void of technology and social media and an adulthood full of it. They cannot live without their smartphone but still prefer keyboards to touchscreens. Xennials have different personalities and interests than millennials and Gen Xers. Because of this, they have to be targeted differently. Not familiar with this generation? We’ll tell you what your credit union needs to know.They’re misunderstoodXennials are not Gen Xers, and they are not millennials. However, they keep getting thrown into one of those two categories, and they’re tired of it. Xennials have the cynicism of Gen X and the optimism and drive of millennials. Xennials had to adapt to the 21st century at key points in their lifetime. Because of this, they cannot be targeted or reached the same way as other generations. Your credit union has to find a unique generational way to get their attention. continue reading »last_img read more

I Spend at Least $1 Million a Year on My Body

first_imgNo days off! Russell Wilson has been going to extreme lengths to make sure he’ll be able to continue playing in the NFL for at least another 10 years.During a recent interview on the “Bill Simmons Podcast,” the 31-year-old quarterback went into detail about his workout and recovery regimen, revealing that he spends around $1 million each year — over $2,500 per day — to keep himself in peak physical shape.Russell Wilson Says He Spends at Least $1 Million a Year to Take Care of His Body Wants to Play Football Until He's 45 1Russell Wilson Jennifer Stewart/AP/Shutterstock- Advertisement – “I have a whole performance team. I got a whole group,” Wilson said when asked if he was concerned about the time he spent away from the field during the coronavirus pandemic. “I have a full-time trainer that travels with me everywhere [and] works with [my wife] Ciara too. … I have a full-time mobile person that’s working on me, that’s making sure I’m moving the right way and everything else. I have a full-time massage person [and] two chefs.”The Seattle Seahawks player has kept to his strict routine for the last five years — and has spared no expense on hyperbaric chambers, physical therapy and personal training.“I get treatment every day. … I’m in between 363 and 365 [days a year],” he continued, noting that he sometimes gives himself a break on Thanksgiving or Christmas depending on his schedule. “I’m trying to play until I’m 45 at least, so for me, my mentality is that I’m going to leave it all on the field and do everything I can [to] take care of myself.”- Advertisement – “It is a balancing act. … We have to remember that teamwork is part of it and communicate with your partner,” Ciara during a September interview with Tamron Hall. “When you have tough moments, communicate. Russ and I, we talk about everything. We always say communication rules the nation, so we have an open line.”Listen to Us Weekly’s Hot Hollywood as each week the editors of Us break down the hottest entertainment news stories! The Ohio native was drafted to the Seahawks in 2012 and has remained with the team for his entire career. He started in two Super Bowls and led his team to victory over the Denver Broncos in 2014.Russell Wilson Says He Spends at Least $1 Million a Year to Take Care of His Body Wants to Play Football Until He's 45Russell Wilson Evan Agostini/Invision/AP/ShutterstockWhen he’s not pulling out all the stops on the field, Wilson also makes an effort to be an all-star player in his personal life. The athlete shares daughter Sienna, 3, and son Win, 3 months, with Ciara, 35, whom he wed in July 2016. The Grammy winner also shares son Future Jr., 6, with ex Future.Though Wilson can’t be home as much as he’d like during football season, the “Level Up” singer still has plenty of helping hands when it comes to raising their family.- Advertisement – – Advertisement –last_img read more

West Ham boss Moyes, two players test positive for COVID-19

first_imgTopics : West Ham United manager David Moyes and players Issa Diop and Josh Cullen have returned positive tests for COVID-19, the Premier League club said on Tuesday.The club’s medical staff were informed of the test results as the team were preparing for Tuesday’s League Cup third round match against Hull City at London Stadium.”All three, who are asymptomatic, will now follow Public Health England and Premier League guidelines and protocols,” the club said in a statement, adding that the manager and both players immediately left the stadium and have returned home. The club statement added that West Ham had offered to conduct COVID-19 tests for the Hull City team before the match but the visitors declined.French defender Diop and Ireland midfielder Cullen were replaced by Harrison Ashby and Jack Wilshere respectively in the starting lineup around 45 minutes before kick-off.The match started as scheduled at 1930 BST with assistant manager Alan Irvine taking charge of West Ham.last_img read more

Bournemouth undecided on whether to offload Arsenal transfer target Ryan Fraser

first_img Comment Bournemouth undecided on whether to offload Arsenal transfer target Ryan Fraser Advertisement Fraser is a target for Arsenal (Picture: Getty)‘It means you are are doing something right.‘They are a huge club, a massive club. When you see your name thrown around you always think to yourself that you are a Bournemouth player and you try to do well.‘I’m not going to lie, you do feel good, especially when it’s a massive club.’More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves Unai Emery previews Watford v ArsenalTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 5:52FullscreenUnai Emery previews Watford v Arsenalhttps://metro.co.uk/video/unai-emery-previews-watford-v-arsenal-1904190/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.The Mirror claim Fraser is happy to run down his contract and prepared to wait another year for a move.ADVERTISEMENTFraser is aware he could demand a big signing-on fee next summer if he allows his Bournemouth deal to run out.AdvertisementAdvertisementBournemouth are conscious of that fact, and are considering putting the sought-after 25-year-old up for sale this summer to avoid losing him for nothing next year. (Picture: Getty)Fraser has caught the eye of several rival clubs after scoring seven goals and providing eleven assists this season for Bournemouth.Unai Emery has reportedly added Fraser to a shortlist of targets and the attacker admitted he was flattered by the links to Arsenal.‘I’m not going to lie, it’s very nice,’ Fraser told Sky Sports.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City Advertisement Coral BarryFriday 12 Apr 2019 10:01 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link381Shares Fraser could leave Bournemouth this summer (Picture: Getty)Bournemouth are torn whether to cash in on Ryan Fraser this summer or wait to see if the forward will sign a new deal, according to reports.Fraser rejected Bournemouth’s offer to extend his current deal, which expires at the end of the 2019/2020 campaign.Arsenal are plotting a summer transfer move for Fraser and the Scotsman harbours ambitions to play for a top six club in the Premier League.last_img read more

Wolf Administration Assists Confectionery Manufacturer Expansion to Lehigh Valley, Supporting 134 New Jobs

first_img Jobs That Pay,  Press Release,  Workforce Development Harrisburg, PA – Today, Governor Tom Wolf announced that Stuffed Puffs, a food processer, will grow its manufacturing operations with its expansion to a 150,000-square-foot building in Hanover Township, Northampton County. The project will support the creation of 134 new, full-time jobs in the commonwealth.“Food processing is one of Pennsylvania’s most robust and vibrant industries, supporting thousands of jobs and generating more than $5 billion in sales annually,” said Gov. Wolf. “It is only fitting that a new, innovative food company would make the commonwealth its new home, and we are proud to make the investment that will turn that plan into reality.”The company will be located at the former Guardian Life property owned by JG Petrucci to manufacture chocolate stuffed marshmallows and plans to make significant improvements to the property. Stuffed Puffs will begin manufacturing operations in May 2020 and has committed to investing $31.5 million in capital funding toward the project and creating 134 jobs within three years.“The idea was born around a campfire,” said Michael Tierney, founder of Stuffed Puffs, who graduated from the Culinary Institute of America in Hyde Park, NY in 2010. “It’s a simple idea, but very hard to execute, which is why it hasn’t been done before. I spent seven years figuring out a truly innovative system that breaks the rules of traditional candy making – our new plant will help this amazing product continue to grow and support our company and community.”Stuffed Puffs received a funding proposal from the Department of Community and Economic Development for a $670,000 Pennsylvania First grant, $268,000 in Job Creation Tax Credits, and $140,400 in grants for workforce training and development. The project was coordinated by the Governor’s Action Team, an experienced group of economic development professionals who report directly to the governor and work with businesses that are considering locating or expanding in Pennsylvania.“The decision of Stuffed Puffs to expand its production operations to the Lehigh Valley is an example of the region becoming a national leader in food and beverage innovation and production,” said Don Cunningham, President & CEO of the Lehigh Valley Economic Development Corporation (LVEDC). “Since coming to Factory to accelerate its growth, Stuffed Puffs has realized the advantages of making its product in the Lehigh Valley and Pennsylvania with the available talent, educational institutions, and access to market. The combined efforts of the state, Northampton County and the City of Bethlehem, and the benefit of Factory LLC being here, is a best practice example of how to grow U.S. manufacturing.”Stuffed Puffs is a confectionery manufacturer that uses a custom designed and highly secretive manufacturing process to make a chocolate-filled marshmallow. The company also has the ability to make multiple shapes and flavors of marshmallows with various fillings. Stuffed Puffs initially launched its product exclusively at Walmart stores and will be expanding to other retailers in 2020.“Stuffed Puffs is the easy new way to make a good old-fashioned American favorite S’mores, even better and it’s delicious also to eat right out of the bag,” said Richard Thompson, Managing Partner at Factory LLC the parent company of Stuffed Puffs. “At Factory LLC we seek innovation and we know Stuffed Puffs is a big winner and the new plant will support our continued growth, because we can’t make it fast enough.”For more information about the Governor’s Action Team or DCED, visit dced.pa.gov. November 12, 2019 Wolf Administration Assists Confectionery Manufacturer Expansion to Lehigh Valley, Supporting 134 New Jobscenter_img SHARE Email Facebook Twitterlast_img read more

France’s FRR launches €600m private debt tender

first_imgFrance’s €36.3bn national pension reserve fund is looking to invest some €600m in French private debt and has launched a procurement process for up to six mandates in connection with the creation and management of dedicated funds.The call for tender is split into two, with up to three mandates up for grabs in relation to each of the debt categories. A FRR spokesperson told IPE that each mandate would correspond to one dedicated fund, and that the €600m could be split across mandates in any number of ways.  The first set of mandates is for private placements, with the Fonds de réserve pour les retraites (FRR) noting that it could provide financing to companies in the small to medium and intermediate size categories via private placements in the form of debt or loan instruments. The second is for the purchase of acquisition-related debt of companies also in that size bracket – “these transactions have the primary objective of financing and refinancing an acquisition or financing a merger or acquisition”, said FRR. French regulation specifies different types of companies by size, adding ETI for entreprises de taille intermédiaire (intermediate-sized enterprises) to the SME category – petit et moyenne entreprises (PME) – more familiar in the Anglo-Saxon world.  Each mandate to be awarded by FRR would be for 12 years, with the possibility of two one-year extensions.Interested investment managers have until noon on 17 June to apply.The procurement process is part of the implementation of a new €2bn allocation to French illiquid assets, according to the FRR spokesperson. She confirmed that the new mandates would not represent FRR’s first foray into private debt, as it is already an investor in the Novo SME direct-lending funds launched in 2013 by the Caisse des Dépôts et Consignations and several French institutional investors, and also invests in private debt via five other funds. These can involve allocations to foreign private debt of up to 50%, while the Novo funds and the freshly tendered-out mandates are exclusively for French debt.last_img read more

Dutch employers bid to bring unions back to pension reform talks

first_imgDutch employer organisations want the government to enable workers in hard manual jobs to be able to claim the state pension (AOW) early without a penalty.In a letter published in financial daily FD, Hans de Boer, chair of VNO-NCW, and Marc Calon, chair of LTO Nederland, suggested that the government should also refrain from charging AOW contributions during the period of early retirement.Jacco Vonhof, chairman of MKB Nederland, supported the proposal in a separate interview with daily De Telegraaf.The retirement age for the AOW is currently 66 years and four months. The government has already decided that the AOW age is to rise to 67 years and three months in 2022. The employer chairs said their proposal was meant to entice trade unions back to the negotiation table to discuss pension system reform, after talks between the social partners and the government collapsed at the end of last year.They were angered by the unions’ announcement of industrial action on 18 March – two days ahead of provincial elections – arguing that strikes would hit employers rather than the government.“The unions are not only barking up the wrong tree, but are also putting the saw into it,” argued the employers. However, they didn’t dispute raising the retirement age.In the past, methods for agreeing a definition of hard physical jobs failed as the issue was deemed too complicated by the government.However, De Boer argued that the Austrian government had shown it was possible by using ‘calories burned’ as a criterion.He said the country had also made a list of jobs subject to the option of early retirement. The arrangements didn’t automatically apply to people who did predominantly administrative work.The Austrian list also included irregular night shifts, work conducted in overly hot or cold conditions, work exposed to chemicals and work with severely disabled people.Unions respondResponding to the employers’ proposal, Tuur Elzinga, trustee at the largest union FNV, said that it was only willing to resume talks if the AOW age was fixed at 66.Therefore, the employers should target its proposals at the government instead, he said.Elzinga highlighted the difficulties in compiling a list of hard manual jobs, arguing that, for example, similar efforts in Belgium hadn’t succeeded. Credit: Mark PrinsWouter Koolmees, minister for social affairsWouter Koolmees, minister of social affairs, described the employers’ proposals as “interesting”, while highlighting the importance of a joint approach by the parties involved.Last year, Koolmees said that a solution for workers in hard physical jobs shouldn’t be sought in a definition “as the subject can’t be properly demarcated and would be unmanageable as well as difficult to implement as a consequence”.last_img read more

Quirky quest for sperm

first_imgNZ Herald 21 January 2012A heavy demand for sperm by growing numbers of single women and lesbian couples has pushed a nationwide fertility clinic to begin a recruitment drive described as groovy, quirky … and a little bit controversial. The New Zealand Fertility Associates’ cheeky posters tell prospective donors: “Give it a shot”, “Come one, come all” and “Make it count”. Medical director Dr Mary Birdsall said the campaign sprang from a nationwide “really serious” sperm shortage, with some women having to wait more than a year. It also marked a change that has swapped heterosexual couples hampered by male infertility for lesbian couples and single women who weren’t prepared to wait for Mr Right to have babies as the biggest clients, accounting for about 90 per cent of the bank’s waiting list.…..Donors could place some restrictions on who they would like their donation to go to, but could not give sperm without accepting their child would be able to eventually learn their identity when they became legally old enough to apply for donation records.http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10780128last_img read more

Changes To Tuesday Sports Due To Heat *Update*

first_imgSome Batesville athletic events have been cancelled or postponed due to the heat on Tuesday evening.Batesville High School Boys Soccer vs. Shelbyville has been pushed back to a starting time of 6pm tonight. The varsity game will begin at 8pm.5:20 p.m. –According to Athletic Director Mark Fergusen, the BHS Volleyball game @ Rushville has been cancelled due to power going out at Rushville High School.Batesville Middle School Cross Country @ South Decatur is cancelled for this evening.Batesville Middle School 7th and 8th Grade Football @ South Dearborn is postponed until Thursday evening. No practice on Tuesday night either.Mark Fergusen, Athletic Director at Batesville High School, said, “It’s all due to the heat. The heat index will drop later in the evening. But with some of those events, you can’t just move it back.”last_img

Three Generations in the Hall of Fame

first_imgThe Ripley County Basketball Hall of Fame Banquet occurred on April 11 at JCD Elementary School.  I think this marked the first time that the third generation in a family became a member of the Hall of Fame.  Ed Westmeyer, a South Ripley graduate, was one of this year’s class.  His grandfather, Irvin Freudenstein, was a 2007 inductee into the Hall.  Roger Freudenstein, his uncle, was a 2002 inductee into the Hall.  All 3 of these men played either for Versailles or its consolidated partner, South Ripley.  In his speech, Ed said that he was proud to carry on the tradition of excellence in the South Ripley school system.Ed currently works for MainSource Bank in Troy, Ohio.  He is a vice-president at this bank.  In his acceptance speech, he said he was worried because his high school speech teacher was in the audience.  Mary Margaret Moorhead is the speech teacher in question, and she and her husband “Gus” (also a member of the Hall of Fame) are part of that South Ripley tradition of excellence.last_img read more